With the latest breach at Marriott, it’s time to take a look at your personal information. What are you sharing? Who are you sharing it with? When a business asks you for info, do you just hand it over, or do you give a little push-back? What online privacy habits do you follow?
First of all:
If you have stayed at any Marriott Hotel in the past FIVE YEARS, you should immediately ask your bank(s) to cancel and reissue your credit and debit cards. Marriott has reported that this breach began in 2014 or earlier. Remember that the Marriott brand includes many different hotel chains like St. Regis, Le Meridien, Sheraton, Westin, and more. (Click here for all of the Marriott branded hotels.)
Check the Marriott website to see how they will support you if your information was stolen.
Change your login information on all Marriott sites where you have an account. While Marriott has said that only Starwood has been compromised, it might be safe to assume that the breach was broader than they currently are aware of.
What if I haven’t stayed at a Marriott hotel in the past 5 years? Do I still need to worry about protecting my Online Privacy?
These kinds of data breaches will continue to happen as the “bad operators” become more skilled in their craft. Get into committed habits with your online information right now. Here are some good steps to take:
- Create a new “throwaway” email address using Gmail to use whenever someone asks for your email address but you’re not sure about their levels of security.
- Make a list of all of your bank accounts. Are you using a different password for each one? Today is the best day to change all of those passwords AND to use a different password for each.
- Enable Two-Factor Authentication for all of your accounts with sensitive personal information.
- Make a list of all of your online billing accounts. Same deal here – change to a unique password for each. Keep this list current and change your password every month. Don’t reuse passwords!
- Do you have subscriptions where you have created an online account? Things like magazines, wine, prescriptions, clothing, etc. Review all of them to see if you need to make changes. If they have credit card info, follow the steps above.
- Of course, check all the Travel sites that may have your info, and follow the steps above.
What should I do going forward?
I think we all know that this will not be the last time there will be a major data breach and our online privacy is compromised. There might even be a time when we say “Remember that time when they only stole data from 500,000 accounts at Marriott?” Changing your password doesn’t help if the hacker already has your credit card info. Whenever anyone asks for your email or credit card info or birthday or any other private information, think before you just hand it over. Here are a few steps to take:
- Use your “throwaway” email when signing up for anything on the internet in the future.
- Consider getting a separate debit card for all online payments. Fund it every week with just enough cash to cover your weekly expenses. If that data is compromised, your exposure will be limited.
- When you purchase something and they ask if you would like them to save your billing information, think PRIVACY, and then click on the “No Thank You” box.
- Keep a complete list of everyone who has your credit card info – this includes your banks. Change your password on those accounts AT LEAST EVERY MONTH!
Please forward this to your colleagues to help keep their online privacy safe too. Did I forget some critical advice, or do you have questions? Let me know in the comments below.
Chris Eddy of Geek For Hire, Inc. has been providing computer service to families and small businesses with Mac’s and PCs for the past fifteen years. His company is highly rated by both the BBB (Better Business Bureau) and by Angie’s List. You can find more on our website, or give us a call 303-618-0154. Geek For Hire, Inc. provides onsite service (Tier 3) to the Denver / Boulder / Front Range area as well as remote service throughout North America.
We’ve been using Amazon Prime for the past few years. We like the free 2-3 day shipping and the online streaming. I haven’t tried the Kindle lending library yet. I’ll try that next! Prime is normally $119/year, but you can try it for 30 days for free by clicking on this link: Try Amazon Prime 30-Day Free Trial (Yes, we’ll get a small commission when you sign up.)